Workish Wallet
Build habits, grow savings, learn real-world money skills.
Balances
Level 1
Badges
Savings Goals
Challenges & Streaks
Weekly Saver — save at least $10 this week
Streak: 0 weeks
No activity yet
Give-Back — donate 5% of a payout
Locked
Choose an amount to donate from the dock actions.
Earnings Insights
Investment Growth Estimator
What is compound interest?
Compound interest means you earn interest on your contributions and on the interest already earned—so the balance can grow faster over time.
Compounding frequency (daily, monthly, etc.) controls how often interest is added. More frequent compounding makes a small but positive difference.
Step 1: Initial Investment
Initial Investment
Amount of money that you have available to invest initially.
Step 2: Contribute
Monthly Contribution
Amount that you plan to add every month (use a negative number to withdraw monthly).
Length of Time in Years
Length of time, in years, that you plan to save.
Step 3: Interest Rate
Estimated Interest Rate
Your estimated annual rate of return (APR).
Interest Rate Variance Range
Range above and below your rate to compare (e.g., 2 shows results for rate±2%).
Step 4: Compound It
Compound Frequency
Times per year interest is compounded.